Terms and Conditions

1. Service Overview

HomeSavingsUp provides utility rate comparison services for Canadian residents and businesses. Our platform enables users to compare electricity, gas, and water rates across different providers. These terms govern your use of our services and website.

2. Information Accuracy

While we strive to maintain current and accurate rate information, utility prices may change without notice. We recommend verifying all rates directly with providers before making decisions. We are not responsible for discrepancies in provider rates or terms.

3. User Responsibilities

Users must provide accurate information when using our comparison tools. This includes location, consumption patterns, and current utility arrangements. Misuse of our tools or provision of false information may result in service termination.

4. Service Availability

Our comparison services are available free of charge. We maintain the right to modify, suspend, or discontinue any part of our service without prior notice. Premium features, if offered, will be clearly marked with associated costs.

5. Privacy Protection

We collect and use personal information solely to provide accurate rate comparisons and improve our services. Your data is protected according to Canadian privacy laws and our Privacy Policy.

6. Third-Party Services

Our platform may link to third-party utility providers. We are not responsible for their services, rates, or policies. Any agreements made with providers are solely between you and the provider.

7. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind. We do not guarantee savings or the availability of specific rates or providers in your area.

8. User Content

Any reviews, comments, or feedback you provide become our property. We reserve the right to use this content for improving our services while maintaining your privacy.

9. Communication Preferences

By using our services, you agree to receive updates about utility rates and service changes. You can manage your communication preferences through your account settings.

10. Dispute Resolution

Any disputes will be resolved through mediation in accordance with Canadian law. The mediation shall take place in the province where the user resides.

11. Intellectual Property

Our comparison tools, algorithms, and content are protected by intellectual property laws. Users receive limited rights to use these tools for personal utility comparison purposes only.

12. Service Interruptions

We are not liable for service interruptions due to technical issues, maintenance, or circumstances beyond our control. We strive to minimize any disruptions to our comparison services.

13. Account Security

Users are responsible for maintaining the security of their account credentials. Report any unauthorized access or security concerns immediately.

14. Terms Updates

We may update these terms periodically. Continued use of our services after changes indicates acceptance of the modified terms. Major changes will be communicated directly to users.

15. Severability

If any provision of these terms is found invalid, the remaining provisions remain in effect. Invalid terms will be replaced with valid terms that best match the original intent.